Experian has years of experience helping individuals protect their information online and in real life. The services available can help you avoid hassles in the future too. We gathered information on the services that each plan offers and the cost of those plans.
If you spend a lot of time on the web or watch a lot of television, you will likely come across a few ads for Experian. Many people wonder if the company really offers all the protection that it says it does. After an extensive review of its policies and services, we found that Experian does deliver on its promise to help customer protect their confidential information.
The next time that you get home and discover that you lost your wallet, you can save yourself from some worries. Experian offers assistance to help you get back on track, including help to cancel your cards and look for suspicious activity on those cards. You’ll also get full monitoring of both your name and social security on the web, including the dark web as well as your date of birth and any other information linked to you.
As Experian is also a credit reporting bureau, it will monitor your name in regards to credit cards and other debt opened in your name. If you discover anything suspicious or anything that indicates a theft occurred, you can get help closing those accounts and recovering from the theft. Experian offers other types of monitoring as well, including monitoring your social media accounts and any public records such as sex offender databases.
Experian offers both standard and premium plans. The standard plans are the company’s plus plans, which cost $9.99 each month. This basic plan really only monitors your credit report and can do some monitoring of the dark web. If you want more protection and access to all the features listed above, you need to sign up for the premium plan, which costs $19.99 each month. Experian also offers ways for you to customize your plan and get more coverage or coverage for your children and/or spouse. Those services all cost extra.
When you find evidence that someone stole your identity, you don’t want to wait until the next business day to get help. That is why Experian is open six days a week. Customer service reps are available from 6 am to 8 pm every weekday and from 8 am to 5 pm on Saturdays. You can also visit the company’s website and request help through the online chat feature. If you need to call Experian directly, you’ll quickly get through to an agent. You typically only spend a few minutes on hold and can finish your call with an agent in just a few more minutes.
It’s hard not to recommend Experian because of the great services that it offers. The one thing we do want you to know is that the premium plan provides much more coverage and support than the plus plan does. Most customers find that the high monthly cost of that plan is well worth it. They receive the extra protection that they need when they lose their wallets or use the internet.